CROSS STATE
FINANCIAL GROUP
of Grand Haven, Michigan
248.224.7733
Investment management and retirement income planning designed to support how you want to live today and tomorrow.
.jpg)
Align Your Wealth with the Life You Want
Most of the people we work with have built meaningful assets over time. Many are approaching retirement and want clarity about how their investments and income will support the next chapter of life. Others are still building wealth but want confidence that they’re on the right path.
We start by understanding what your life requires financially, then coordinate the cash flow and investment strategy to support it today and sustain it through retirement.
No matter the stage, the first step isn’t a complex report — it’s clarity.
Early on, we bring your accounts, cash flow, spending, and investments into one coordinated view. We then model retirement income, Social Security timing, taxes, and withdrawal needs so you can clearly see how your life will be funded year by year.
From there, we structure and manage your investments around that reality — aligning the portfolio with your income needs, time horizon, and long-term goals.
Retirement isn’t a one-time event. It’s a decades-long transition. We provide ongoing investment management and retirement income guidance as life, markets, taxes, and goals evolve.
The Four Pillars of Financial Alignment
Defining Goals
We help you define what truly matters and translate it into financial priorities that guide every decision.
Cash Flow Planning
Structure your spending and saving so your day-to-day cash flow supports both your life today and your goals for tomorrow.
Investment Management
Disciplined portfolios designed to grow and preserve wealth, always aligned with your vision.
Financial Planning
The coordination layer that brings investments, cash flow, taxes, estate, and insurance into one unified strategy.
How We Work
Want to see how we tie it all together?
Explore our 4-Step Financial Alignment Process.
Your Money Should Reflect Your Life
Let's build a plan that connects your wealth to what matters most.
CONTACT US
Meetings by appointment only.
Call or message to set up your complimentary meeting today!
Cell: 248-224-7733
Mailing Address:
13140 Sikkema Dr.
Grand Haven, MI 49417