Cross State Financial Group, LLC is an Investment Advisory firm headquartered in the state of Colorado and registered to provide investment advisory services across the country in the states of Colorado, New Mexico, Texas, Michigan, South Dakota, Arizona and Florida. Cross State Financial Group LLC is owned by Steve Iversen and Dani Mutz, and includes five additional financial advisors in different locations across the country that work independently with their own clientele. Monique Bischoff works at the main office as a Service Assistant. Andy Flack is the managing advisor for the Grand Haven branch. Andy is able to utilize Steve and Dani's office for administrative support and collaboration purposes.
Grand Haven, Michigan
Andy Flack, MBA, CFP®
Andy got started in the financial services industry in 2009 during his MBA program at Western Michigan University. He joined Cross State Financial Group in 2016 after working as a Financial Advisor with Carver Financial Services in Mentor, Ohio. Andy is a CERTIFIED FINANCIAL PLANNER™ professional and has a master's level concentration in finance. Andy has extensive experience customizing financial plans for his clients and understanding their unique goals and objectives. Andy, his wife Molly and son Henrick live in Grand Haven, Michigan along with their two dogs, Remus and Reuben.
See Firm Brochure Documents:
EA - Founder
Steve has worked in financial services since 1976. Over the years he has taken time to expand his knowledge to be prepared to offer advice on retirement plans, insurance, annuities and in the matters of tax planning. Always mindful of bettering the industry for future generations, Steve has volunteered many hours serving on the District 3 committee for FINRA and on advisor committees for broker-dealers with whom he's been registered. Steve earned his B.S. in Business with an emphasis in Accounting from what is now known as Montana State University at Billings. He and his wife Sharon have called Albuquerque home since 1987; they are blessed with two daughters, a son, and two grandchildren.
CCO - Founder
Dani began working with clients seeking financial services in 1997. Having worked in mortgage lending at the beginning of her career, she is able to use broad perspective to guide clients through the process of creating personalized long-term financial plans. Since she started working with Steve in 2003, Dani's specialization has been in building portfolio allocations and providing premiere customer service. Dani earned her B.S. in Business with a minor in Accounting from what is now known as Western Colorado University. She and her husband Gunnar, a Santa Fe native, have lived in Albuquerque since 2003 and are blessed with a busy elementary-aged son.
Steve Iversen and Dani Mutz offer Investment Advisory Service through Cross State Financial Group LLC and securities through Crown Capital Securities L.P. Cross State Financial Group LLC and Crown Capital Securities L.P. are not affiliated companies.
Monique joined Cross State Financial Group in 2015 as a Service Assistant. Her background in Administrative Services and Case Management, coupled with her enthusiastic personality makes her the perfect compliment to the team. Monique earned her B.A. in Psychology with honors from New Mexico State University. She is an Albuquerque-native, and when she is not taking care of client's account servicing needs she enjoys spending time with her mid-school age boys and family attending and participating in athletic activities.